Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content When Should You Take Social Security Monthly Social Security payments differ substantially depending on when you start receiving benefits. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are. The Long Run: Women and Retirement For women, retirement strategy is a long race. It’s helpful to know the route.